So this article will be updated as we incorporate new companies to this site. We’ll do our very best to keep this list up to date to save you time. As of now we have reviewed the following list of companies that offer online title loans:
Max Cash Title Loans: We have Max Cash rated as our highest online referral program. They are rated very high because of their excellent Consumer Affairs score and because they offer auto title loans in every state except for Hawaii, Montana, Nebraska, New York and West Virginia. They also offer up to $50,000.
Loans 4 Title: Loans 4 Title offers auto title loans that range from $500 all the way up to $35,000. Since you’re using the equity in your car as collateral for a loan, you can very well have bad credit and it won’t effect your approval. Since they are referral service that puts in with the best lender for your information, they work across the nation
California Title Loans: California Title Loans is exactly what their name implies, they provide auto title loans in the state of California. Given that they can quote you for an auto title loan in the state of California really limits their reach and capability. If you live in the state of California you can reach out to them for the convenience alone. They offer loans within the same business day.
Highway Title Loans: So the difference between calling a lender and working with a referral company is that lenders typically only work within a few states. In this case Highway Title Loans offers auto title loans in only six states. A fairly large part of our grading system is based on how many states an online auto title works in. This is solely based on how fast and easy the consumer can access a competitive quote that fits their situation.
Capitol Title Loans: Capitol Title Loans is a direct lender in the state of Delaware. They pride themselves on not working with any middlemen, but the only difference between working with a direct lender and a referral company is that the referral company gets a small commission for referring a customer. The customer doesn’t see an increase in their rates because there’s a middleman. In fact, working with a referral company is typically better for the consumer because they multiple lenders that they can quote and compete for your business.
Finova Financial: Finova Financial claims that they offer rates better than other lenders in the industry. With APRs as high as 30%, that is quite an accomplishment in the auto title lending business. They only work in a handful of states and offer no pre-payment penalties. With all their loans, they are placed in a 12 month payment plan. So it doesn’t matter how much you borrow, it needs to be paid back within a year.