Article provided by: The CORE Team – USA Mortgage
How Do I Find a Mortgage Broker?
When you need to speak with a mortgage broker in McKinney, TX, make sure they are part of a team who can offer insight, service, and real value as you search for the right lender to approve your mortgage application. At Core Team, our mortgage experts bring tremendous value to the table as we look closely at how we can best meet your needs for a home loan.
What Does a Mortgage Broker Do?
If you’ve been turned down for a home mortgage by a conventional lender, such as a bank or credit union, a mortgage broker can help you analyze your options in finding another lender. You may have thought that a rejection meant that you would have to wait to purchase the home of your dreams, but that’s often not the case. At Core Team, we work with clients with a poor credit history, no credit history at all, and hopeful homebuyers who have not been at their jobs long enough to become approved for a conventional loan. Give us a few minutes of your time to show you why we are considered the best mortgage broker in McKinney, TX.
Who Pays a Mortgage Broker?
Typically, the lending institution pays for the services of a mortgage broker in McKinney, TX. We can sit down with you and let you know more about our services so you can determine whether we are the right broker for your needs. We’re confident you’ll come to the same conclusion as our growing clientele- that the value we offer is one you won’t find from another broker or lending agency. You can learn more about Core Team and our services when you click the ‘About Us’ link located on the Core Team website homepage.
What Are the Benefits of Hiring a Mortgage Lender?
While there are numerous advantages to working with a mortgage broker over a conventional lending institution, the most significant is the fact that brokers have access to a network of lenders who will compete for your business by lowering their rates and offering flexible repayment terms on the loan. Compared with the single rate option from a bank or credit union, you can see how multiple competing rates could end up saving you thousands of dollars over the lifetime of your mortgage. Better terms mean repaying the loan in a way that more uniquely fits your lifestyle.
What Questions Should I Ask My Mortgage Broker?
When you meet with our team, we’ll provide ample time for you to ask as many questions as you like- and we’ll provide clear, straightforward answers to help you decide whether we’re the right mortgage broker in McKinney, TX to meet your needs. We want to help you answer questions such as:
- Which Type of Loan is Right For My Needs?
- What Kind of Interest Rate Can I Expect?
- What Size Mortgage Do I Qualify For?
- Can You Offer a Loan Rate Lock?
- Will You Help Me Select the Right Loan When Offers Come In?
- And All Other Questions You Bring To Your Consultation