Article provided by: Seattle's Mortgage Broker – Joe Tafolla
As Seattle mortgage lenders, our experts at SMB are committed to providing exceptional service to our clients who are looking for a home mortgage. Whether you’ve been turned down for a home loan by your bank or are just searching for a great rate and easy terms on a mortgage, we can help you get the funding you need to purchase a home. Give us a call at Seattle Mortgage Brokers at 206-251-0818 to discuss your goals with one of our lenders.
At SMB, we are proud to be the first lender in Washington State to offer 5% down on a Jumbo Loan. We can help you get approved for a Jumbo Loan of up to $1.5 million at 5% down or up to $2.5 million at 10% down. The Jumbo Platinum Plus loan allows reduced documentation and bank statements as income. You can qualify for this loan with a credit score of 600 or higher. We have numerous Jumbo Loan options available, including our Elite plan for borrowers with a higher credit score, or our true Jumbo option for primary, secondary or investment properties.
If you’re like a lot of our clients, you may be looking for Seattle mortgage lenders who can offer assistance with your down payment. Our OFC FHA 100% loans are available at a 30-year fixed rate. If you have a credit score of 640 or higher, you may qualify for this loan, and there is no income limit. You can apply for an OFC FHA loan of up to $592,250. Down payment assistance is provides via a second mortgage with a term of 10, 15, 20, or 30 years. Take advantage of this opportunity or one of our other down payment assistance loans and get the funding you’re looking for to move in to the home of your dreams.
If you have no established credit, it’s not a problem at SMB. Our Seattle mortgage lenders partner with us to provide our clients with NO FICO credit score loans to purchase a home now rather than having to wait for their score to improve. With our FHA Prime program, you can get up to 96.5% loan to value. Credit worthiness is typically established through utility bills and unconventional means.
You can apply for any one of our loans through our website or by making a phone call to one of our loan specialists at 206-251-0818. We’ll be happy to answer any questions you have or walk you through the process of filling out your loan application. Our Seattle mortgage lenders are committed to helping you purchase the home you’ve been dreaming about. Join our network and qualify for exclusive offers from our lenders. You can see a complete selection of loans on our website by clicking the ‘Loan Products’ link, and then selecting the sub-heading you’re interested in learning more about. We offer conventional loans, FHA, VA, USDA, Jumbo Mortgages, and Low Down Payment Assistance Loans.