Online Car Title Loan Companies
So this article will be updated as we incorporate new companies to this site. We’ll do our very best to keep this list up to date to save you time. As of now we have reviewed the following list of companies that offer online title loans:
Max Cash Title Loans: We have Max Cash rated as our highest online referral program. They are rated very high because of their excellent Consumer Affairs score and because they offer auto title loans in every state except for Hawaii, Montana, Nebraska, New York and West Virginia. They also offer up to $50,000.
Loans 4 Title: Loans 4 Title offers auto title loans that range from $500 all the way up to $35,000. Since you’re using the equity in your car as collateral for a loan, you can very well have bad credit and it won’t effect your approval. Since they are referral service that puts in with the best lender for your information, they work across the nation
California Title Loans: California Title Loans is exactly what their name implies, they provide auto title loans in the state of California. Given that they can quote you for an auto title loan in the state of California really limits their reach and capability. If you live in the state of California you can reach out to them for the convenience alone. They offer loans within the same business day.
Highway Title Loans: So the difference between calling a lender and working with a referral company is that lenders typically only work within a few states. In this case Highway Title Loans offers auto title loans in only six states. A fairly large part of our grading system is based on how many states an online auto title works in. This is solely based on how fast and easy the consumer can access a competitive quote that fits their situation.
Capitol Title Loans: Capitol Title Loans is a direct lender in the state of Delaware. They pride themselves on not working with any middlemen, but the only difference between working with a direct lender and a referral company is that the referral company gets a small commission for referring a customer. The customer doesn’t see an increase in their rates because there’s a middleman. In fact, working with a referral company is typically better for the consumer because they multiple lenders that they can quote and compete for your business.
Finova Financial: Finova Financial claims that they offer rates better than other lenders in the industry. With APRs as high as 30%, that is quite an accomplishment in the auto title lending business. They only work in a handful of states and offer no pre-payment penalties. With all their loans, they are placed in a 12 month payment plan. So it doesn’t matter how much you borrow, it needs to be paid back within a year.
American Auto Title Loan: American Title Loans has been lending since 2010, so they’ve been around for a fair amount of time. It’s fair to question whether or not you want to do business with a company that hasn’t been in business for too long. With that in mind, you can feel secure in knowing that they’re not a fly-by-night company.
Car Bucks: One of the grading schedules we use to determine if a company is worth getting a quote is based on how long they’ve been in business. In this case, Car Bucks has been lending since 2001. Unfortunately, Car Bucks currently serves South Carolina and Georgia.
Today’s Financial Services: One of the primary features of Today’s Financial Services is that they offer short-term auto title loans. They offer loans from 12 to 14 months, but one of their caveats is that they offer really competitive APRs. They guarantee that your maximum title loan APR will not exceed 30%. However, Today’s Financial Services (TFS) only serves the state of Florida.
Quick Cash Funding: Quick Cash Funding is a direct lender with locations only in the state of California. One of the benefits with working with a direct lender is the fact that they have more flexibility when negotiating your loan terms. They offer easy to use options for applying. You can fill out an application online or call them directly.
Fast Title Cash: Fast Title Cash has several locations throughout the country. They do their very best to put you in touch with a vendor that can lend to you. Unfortunately, they only offer title loans that range from $300 to $10,000. So if you need more than $10K you’ll need to look for another company. However, if you live in any of the states listed below, you can get approved in 30 minutes.
Loan Auto Title: When you work with Loan Auto Title you can access a title loan from $500 all the way up to $35,000. They are not a direct lender, but since they aren’t a direct lender you should be able to get a quote if you don’t live in any of the states listed below. They state that they can get you funds within 24 hours; however, if you’re looking for cash over the weekend, you may want to consider that you won’t access those funds on the weekend.